Insuring your home is one of the best investments you can make. With a small investment you can provide protection and security of your home and personal belongings. The amount of insurance is the value of the object. Household items insurance amount is 30% of its value.
Home insurance includes:
- Residential buildings, apartments and individual buildings, as buildings with inbuilt electric, hot water, sewage and water installation used for residential purposes.
- Household items found in the insured residential building which are in use of the insured or members of his household.
- Liability insurance for damage caused to third parties.
- Covering costs for necessary accommodation of the insured and his family, when the apartment is damaged to the extent that is not suitable for living
The following risks are covered:
- Fire
- Lightning strike
- Explosion, except nuclear explosion and radioactive contamination
- Storm
- Hail Storm
- Public manifestations and demonstrations
- Flood and deluge
- Water outflow from water and sewer installations
- Landslides
- Snow avalanche
- Burglary and robbery